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By leveraging a disciplined investment process, you receive transparency of information, seamless proactive service and the trust and accountability you need to pursue your financial objectives. Using a combination of the latest technology and our team of financial professionals, we regularly monitor your portfolio to ensure you are taken care of. While working with your advisor, you will build out your model and continually evaluate your portfolio in order to help you towards your goals.
Does your estate plan, medical power of attorney or trust include the possibility of dementia?
If you’re incapacitated, who should be able to direct your assets without court approval?
If you have a loved one with special needs, how can you pass assets to them without jeopardizing government benefits?
Does your estate plan include your stepchildren?
Are the assets in your estate protected from your beneficiaries’ creditors?
Who can doctors discuss your medical information with?
What will happen if you’re unable to make your own medical decisions?
Do your beneficiaries align with your wishes, including your former spouse or children from prior relationships?
Does your estate plan protect your significant other or other family members?
Understanding the tax consequences related to your investment accounts and assets.
Focusing on opportunities unique to your individual situation and taking advantage of credits and deductions.
Understanding the tax consequences related to your investment accounts and assets.
Maximizing your retirement plan savings under current tax law.
Evaluating business structure to optimize the benefits under current tax law.
There are many factors that affect choosing an investment strategy. The first set of factors begins with you, our client. Our disciplined discovery process is key to understanding the right investment strategy for your specific situation. Once we have the answers from our clients, we begin to think about the second category of factors that involve the overall health of the economy. Once we get to know our clients and we have walked through the basics, we decide whether we need to create the asset allocation plan or simply find the spot in which the funds we are going to invest fit within an already established plan. To determine our path, we ask ourselves: What is the current state of the domestic and global economy? What is the state of the local economy? Where are we in the business cycle? How are certain industries and sectors performing relative to each other? What is our team’s overall expectation of the market? By combining the client factors and economic factors, we are very comfortable making asset allocation decisions.
We provide you with a wide variety of investment options that align with your goals. We always act in your best interests, which means your goals drive your investments – and not the other way around. We look at financial planning from four angles:
We will help you bring your risk, current financial situation and spending into focus.
Narrowly tailored to identify and address your specific goals and objectives.
In-depth analysis of available Social Security claiming options.
Comprehensive analysis of life, disability, long-term care and other risk management solutions.
Our team identifies risks that could tremendously impair your financial situation. While it’s important to focus on what may go right with your situation, it’s also crucial to consider how you may be negatively impacted without protections in place. Transferring risk to the deeper pockets of an insurance company in a cost-effective manner may be prudent to minimize the financial damage of a catastrophic, unanticipated event. Some of the ways we utilize insurance in the financial planning process include:
Considers income replacement as well as business succession funding and estate planning through a vehicle that may be income tax and estate tax-free, if structured properly.
Protects your income in the event of your inability to work prior to financial freedom.
Provides financial support for activities of daily living in respite care, adult day care, in-home care, assisted living, and nursing home care.
Do you know what your business is worth? Do you have a succession plan in place if something unexpected happens? How will the sale of your business affect your retirement? Our financial planners can help you answer these questions, with a focus on four areas of business financial planning.
Your business is part of your individual financial plan – and a key asset in your life.
Set and track key performance indicators that are essential to the success of your business.
We help you make tax-efficient decisions today rather than when it comes time to file.
Understanding what happens to your business when you’re gone is vital to financial planning.
What is the goal of the funds? Are they to be used now, at some point in the future, or are they funds you would like to leave as a legacy? What are the expectations you have for these funds when it comes to risk and reward? What part of your portfolio do the funds we are investing represent? What percentage do they represent in your liquid portfolio and overall portfolio? Are the funds qualified for tax deferral? What is your comfort level with investing, or how much investment expertise do you have? The initial discovery process has to be thorough, which is why top financial advisors will include financial planning, not just investment management, as part of the services they provide to their clients. At Briarwood, we believe all of our clients should have a financial plan, which is why we view it as the skeleton of the process.
What is the goal of the funds? Are they to be used now, at some point in the future, or are they funds you would like to leave as a legacy? What are the expectations you have for these funds when it comes to risk and reward? What part of your portfolio do the funds we are investing represent? What percentage do they represent in your liquid portfolio and overall portfolio? Are the funds qualified for tax deferral? What is your comfort level with investing, or how much investment expertise do you have? The initial discovery process has to be thorough, which is why top financial advisors will include financial planning, not just investment management, as part of the services they provide to their clients. At Briarwood, we believe all of our clients should have a financial plan, which is why we view it as the skeleton of the process.
Your financial advisor can:
1. Review contributions, distributions, and trade activity
2. Place trades on your behalf
3. Consider your long-term goals and risk profile
4. Re-balance your account as needed to ensure you have the correct asset allocation.
5. Incorporate your retirement accounts into a holistic financial plan.
Your advisor will have a bird’s eye view of your financial landscape, allowing them to manage all your assets more effectively–a service that can have a meaningful impact on your golden years.
What is the goal of the funds? Are they to be used now, at some point in the future, or are they funds you would like to leave as a legacy? What are the expectations you have for these funds when it comes to risk and reward? What part of your portfolio do the funds we are investing represent? What percentage do they represent in your liquid portfolio and overall portfolio? Are the funds qualified for tax deferral? What is your comfort level with investing, or how much investment expertise do you have? The initial discovery process has to be thorough, which is why top financial advisors will include financial planning, not just investment management, as part of the services they provide to their clients. At Briarwood, we believe all of our clients should have a financial plan, which is why we view it as the skeleton of the process.
