Free Assessment
If you have any questions about our services, please feel free to get in touch.
Our team of financial planning professionals will design a plan that evaluates your current situation by analyzing your assets, income and expenditures to identify: 1. The day-to-day: What assets do you need today? 2. The big picture: What can you do to pursue your financial goals? We provide regular reviews and modifications, ensuring that your financial plan stays current and dynamic.
Does your estate plan, medical power of attorney or trust include the possibility of dementia?
If you’re incapacitated, who should be able to direct your assets without court approval?
If you have a loved one with special needs, how can you pass assets to them without jeopardizing government benefits?
Does your estate plan include your stepchildren?
Are the assets in your estate protected from your beneficiaries’ creditors?
Who can doctors discuss your medical information with?
What will happen if you’re unable to make your own medical decisions?
Do your beneficiaries align with your wishes, including your former spouse or children from prior relationships?
Does your estate plan protect your significant other or other family members?
Understanding the tax consequences related to your investment accounts and assets.
Focusing on opportunities unique to your individual situation and taking advantage of credits and deductions.
Understanding the tax consequences related to your investment accounts and assets.
Maximizing your retirement plan savings under current tax law.
Evaluating business structure to optimize the benefits under current tax law.
Everyone has their own definition of generational wealth. For some, it’s leaving behind the family home or other assets. For others, it’s making sure that the next generation is taken care of. We help you pinpoint your definition of generational wealth, then help you build the legacy you’ve dreamed of. Selecting the right financial advisor is an important step in your pursuit of generational wealth. We build a customized plan for whatever your needs, including individual financial planning and business financial planning.
We provide you with a wide variety of investment options that align with your goals. We always act in your best interests, which means your goals drive your investments – and not the other way around. We look at financial planning from four angles:
We will help you bring your risk, current financial situation and spending into focus.
Narrowly tailored to identify and address your specific goals and objectives.
In-depth analysis of available Social Security claiming options.
Comprehensive analysis of life, disability, long-term care and other risk management solutions.
Our team identifies risks that could tremendously impair your financial situation. While it’s important to focus on what may go right with your situation, it’s also crucial to consider how you may be negatively impacted without protections in place. Transferring risk to the deeper pockets of an insurance company in a cost-effective manner may be prudent to minimize the financial damage of a catastrophic, unanticipated event. Some of the ways we utilize insurance in the financial planning process include:
Considers income replacement as well as business succession funding and estate planning through a vehicle that may be income tax and estate tax-free, if structured properly.
Protects your income in the event of your inability to work prior to financial freedom.
Provides financial support for activities of daily living in respite care, adult day care, in-home care, assisted living, and nursing home care.
Do you know what your business is worth? Do you have a succession plan in place if something unexpected happens? How will the sale of your business affect your retirement? Our financial planners can help you answer these questions, with a focus on four areas of business financial planning.
Your business is part of your individual financial plan – and a key asset in your life.
Set and track key performance indicators that are essential to the success of your business.
We help you make tax-efficient decisions today rather than when it comes time to file.
Understanding what happens to your business when you’re gone is vital to financial planning.
Your financial advisor can:
1. Review contributions, distributions, and trade activity
2. Place trades on your behalf
3. Consider your long-term goals and risk profile
4. Re-balance your account as needed to ensure you have the correct asset allocation.
5. Incorporate your retirement accounts into a holistic financial plan.
Your advisor will have a bird’s eye view of your financial landscape, allowing them to manage all your assets more effectively–a service that can have a meaningful impact on your golden years.
